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Retirement

Contributing to a SEP IRA

The Simplified Employee Pension Individual Retirement Account (SEP IRA) is a great option for the self employed and small business owners who want to get tax relief for the profit that the business (or individual) generates. Unlike 401k plans that come with administrative costs, SEP IRA is easy to setup and maintain. In [...]

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401(k) Retirement Plans

A 401(k) plan is a retirement savings plan that many United States employers offer to its employees.  In this plan, participates contribute pre-tax salary into the plan and is often rewarded with a match for a portion of the contribution.
Congress recognized that corporations have been cutting back on its pension packages to remain competitive globally.  [...]

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