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Safety

Treasury securities are basically debt issued by the government.  There are basically 3 main types of treasury securities that you can buy: the Treasury Bill, Treasury Note and Treasury Bond, which are considered the safest investment for pretty much any investor in the world. Treasury Bill A treasury bill, or T-Bill for short, is debt [...]

Certificate of Deposits (CD) usually become a popular choice whenever stocks are in a bear market as people start to realize just how much portfolio values can fall.  Put simply, a CD represent a deposit with the bank where the terms (length, interest etc) are pre-negotiated. This is good because: the bank can rely on [...]